I have found with being in the credit industry since 1993, that many of my clients are very smart. They're not in debt because they're bad with money, they just made a mistake or two, or even worse had things beyond their control put them in financial straits.
This is the "Crap Happens" situation!
In many cases, people are given TOO MUCH credit by their bank, credit company etc. and it's easy to lose control of your finances when one thing goes awry.
Divorce/separation seems to be the starting point for so many with the credit situation going downhill. I have seen and heard the stories so many times; 'My spouse was supposed to be making the payments on that car loan', 'I didn't even know about that credit card', "What do you mean we're months behind on our payments?"
One partner files for bankruptcy or a consumer proposal and the other is not aware until it's too late and the banks start chasing the one that had not filed. This is normally after the credit has gone 3 or 4 months past due.
If you've got a story like this, you're not alone. This situation is a daily occurrence!
That's where we can help with a straightforward plan to get your credit back where it should be:
We collect all the relevant details from you
We put together a finance proposal and find a lender suited to your needs
Using our decades of experience and contacts at major lenders, get you the best finance deal possible
Get you on the road and making payments to quickly rebuild your credit
Comments